Here's a detailed comparison between the Axis Bank Privilege Credit Card and the Flipkart Axis Bank Credit Card, focusing on their features, benefits, and fees to help you make an informed decision: 🏆 Key Differences at a Glance| Feature | Axis Bank Privilege Credit Card | Flipkart Axis Bank Credit Card |
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| Joining Fee | ₹1,500 (waived for Priority customers) | ₹500 | | Annual Fee | ₹1,500 (waived on annual spends > ₹4 lakh) | ₹500 (waived on annual spends > ₹3.5 lakh) | | Welcome Benefit | 12,500 EDGE Reward Points (worth ₹2,500) on first transaction within 30 days | ₹500 Flipkart voucher on first transaction within 30 days | | Rewards/Cashback | 10 EDGE Reward Points per ₹200 spent | 5% cashback on Flipkart & Cleartrip; 4% on Swiggy, Uber, PVR, CultFit; 1% on other spends | | Lounge Access | 2 complimentary domestic lounge visits per quarter (on spends ≥ ₹50,000 in previous 3 months) | 1 complimentary domestic lounge visit per quarter (on spends ≥ ₹50,000 in previous 3 months) | | Fuel Surcharge Waiver | 1% waiver on transactions between ₹400 and ₹4,000 (max ₹400/month) | 1% waiver on transactions between ₹400 and ₹4,000 (max ₹400/month) | | Dining Benefits | Up to 50% discount on select restaurants via Dining Delights program | Not specified | | Reward Redemption | Redeem EDGE Reward Points for products, vouchers, or convert to air miles | Cashback credited directly to the statement | | Best Suited For | Lifestyle and travel enthusiasts seeking premium benefits | Frequent online shoppers, especially on Flipkart and partner platforms |
🔍 Detailed ComparisonAxis Bank Privilege Credit CardAnnual Fee: ₹1,500, waived on annual spends exceeding ₹4 lakh . Welcome Benefit: 12,500 EDGE Reward Points (worth ₹2,500) on first transaction within 30 days . Rewards: Earn 10 EDGE Reward Points for every ₹200 spent on domestic and international transactions . Lounge Access: 2 complimentary domestic lounge visits per quarter, available on spending ₹50,000 or more in the previous 3 months . Dining Benefits: Up to 50% discount on select restaurants through the Dining Delights program . Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per month . Reward Redemption: EDGE Reward Points can be redeemed for a variety of products, vouchers, or converted to air miles . Flipkart Axis Bank Credit CardAnnual Fee: ₹500, waived on annual spends exceeding ₹3.5 lakh . Welcome Benefit: ₹500 Flipkart voucher on the first transaction within 30 days of card issuance . Cashback: 5% on Flipkart and Cleartrip purchases. 4% on preferred partners like Swiggy, Uber, PVR, and CultFit. 1% on all other eligible transactions . Lounge Access: 1 complimentary domestic lounge visit per quarter, available on spending ₹50,000 or more in the previous 3 months . Fuel Surcharge Waiver: 1% waiver on fuel transactions between ₹400 and ₹4,000, capped at ₹400 per month . Reward Redemption: Cashback is automatically credited to the statement, simplifying the redemption process . ✅ Which Card Should You Choose?Choose the Axis Bank Privilege Credit Card if: You desire premium lifestyle benefits, including higher lounge access and dining discounts. You're likely to spend over ₹4 lakh annually to avail the fee waiver. You prefer accumulating reward points that can be redeemed for a variety of options, including air miles. Choose the Flipkart Axis Bank Credit Card if: You're a frequent online shopper, especially on Flipkart and its partner platforms. You prefer straightforward cashback rewards credited directly to your statement. You're looking for a card with a lower annual fee and achievable spend-based waiver. |